Make Higher Education Happen

Get the money you need to help make higher education happen. Student loans from Jefferson Bank in partnership with Sallie Mae® could help!

For those attending a degree-granting institution

Whether you’re an undergraduate or graduate student these flexible loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty¹
  • Multiple repayment options

Smart Option Student Loan®

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school.

Graduate School Loan

Pay for expenses as you pursue your master’s and doctoral degrees.

MBA Loan

Pay for your business school expenses as you pursue your Masters of Business Administration degree.

Medical School Loan

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine.

Dental School Loan

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, and more.

Law School Loan

As you study for your law degree, pay for your school and associated expenses.

Graduate School Loan for Health Professionals

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs.

  1. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
    SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. Back to content

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner.

Jefferson Bank, a division of Central Trust Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.


Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools.

Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans.

Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.