You are one of our top Only Card users! We wanted to thank you for being a loyal customer by upgrading you to a card worthy of your status. The best part? You don’t have to do anything! We will automatically send you a new card, and you get to keep your same credit card number and Annual Percentage Rate (APR).²
Experience a world of perks and benefits with the World Mastercard! Gain access to exclusive experiences, all while being protected against fraudulent purchases and identity theft.¹
| Benefits | ONLY Card | World Mastercard |
| Rewards | 1 point per $1 | 1 point per $1 |
| Annual Fee | No Fee | No Fee |
| Cellular Wireless Protection | No | Yes |
| Lost or Damaged Luggage Reimbursement | No | Yes |
| Baggage Delay Reimbursement | Yes | Yes |
| Trip Cancellation Reimbursement | No | Yes |
| International Transaction Fee | 3% | 1% |
| Worldwide Travel Insurance | $250,000 | $400,000 |
| Purchase Assurance | No | Yes |
| Master Rental Benefits | Yes | Yes |
| Mastercard Travel benefits, amenities, and upgrades | No | Yes |
| Mastercard Airport Concierge | Yes | Yes |
You will be sent a new card in the mail but will keep your current credit card number. Your current card will work until you activate your new card. You have 30 days from receiving your offer email to opt out of the upgrade. If you want to opt out, please do so by June 12th. The upgrade will come into effect on June 13th. If you wish to opt out, you can either call (800) 445-9272 or email 01_BankCardCustSupport@centralbank.net. If emailing please include “opt out request” as the subject, your last name as it appears on your card, and the last four digits of your card number.
Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.
Mastercard and the circles design are trademarks of Mastercard International Incorporated.
Apple, the Apple logo, and its products are trademarks of Apple Inc., registered in the U.S. and other countries. Google Wallet and Google Play are trademarks of Google LLC. Samsung Electronics America, Inc. and all its products are registered trademarks of Samsung Electronics Co., Ltd.
For more information see the World Mastercard brochure here.
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Jefferson Bank, a division of The Central Trust Bank. Member FDIC. Equal Housing Lender. 
NMLS #407985
© 2024
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Jefferson Bank, a division of The Central Trust Bank. Member FDIC. Equal Housing Lender. NMLS #407985
© 2024
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Jefferson Bank, a division of The Central Trust Bank. Member FDIC. Equal Housing Lender. NMLS #407985
© 2024
